Fees & Insurance

Payment is due at the time of service. Our fees range from $100 to $245, depending on the provider and the service.  Fees for testing services are between $1500-$2000.

Each therapist is an independent contractor and is in network with various insurance carriers.  The therapist you choose may or may not be a part of your insurance - please refer to the individual therapist’s bio page.

It is possible for services to be covered in full or in part depending on your health insurance. Family Legacy Counseling does not pre-verify insurance benefits – please contact the number on the back of your insurance card to check your mental health benefits, as well as your copay and deductible

We recommend asking the following questions of your insurance provider to help determine your benefits:

  • Is my desired provider in-network? If not - does my health insurance plan include out of network mental health benefits?
  • Do I have a deductible? If so, what is it and have I met it yet?
  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
  • Do I need prior authorization from my primary care physician in order for services to be covered?

**We have applied several times, but we are not currently approved to be in network with the Wellmark Blue HMO/UnityPoint Health Plan - a popular plan on The Marketplace. If this is your plan, we recommend contacting Wellmark and requesting our addition to the network**

The therapists at Family Legacy Counseling are NOT Medicare providers. Participation in MEDICAID is coming soon - we are currently working through the application process.

Good Faith Estimate

A “Good Faith Estimate” explaining how much your medical and mental health care will cost is auto-assigned with all the initial paperwork.

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities must inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

Under the law, health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to print your Good Faith Estimate or you can request your signed copy at any time.

For additional information visit No Surprises Act Consumer information.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 368-1019.